When you decided to buy a home or refinance a mortgage, it's a big step. After speaking with me, you will quickly notice that my intention is to help you make a decision that is right for you and match your needs with the right lender with the best loan that is best suitable for you. 

Thank you for the opportunity to make this an easy process.  

I have been in the mortgage business for over 12 years.  I started with GMAC Mortgage for my first 9 years.  Over the years, I've learned that you should have access to all Lenders.  When you have work with only one lender, you've limited yourself to only what they have available.  

With my Company, we offer you the opportunity to have access to all the top Lenders with the ability to offer you the lowest rates!Companies such as CountryWide/Bank of America, Wells Fargo, GMAC Mortgage, Chase Mortgage, Citi Bank as well as many others...  

Since we don't have to pay the big overhead and corporate salaries, I'm able to offer you the lowest rates & closing cost in the industry. Reason being, we are a lender just like the others but choose not to be your servicing company that mails you your payment.  For me to offer you all the top lenders is a fantastic opportunity for you.  It gives you the edge in the market by having every lending tool available for your individual needs, with personal service as well as guidance.  All this, assures you confidence in knowing that you have someone looking out for your best interest and I only pull your credit once! (unlike most companies)

If you are looking for a mortgage consultant to be transparent with great communication, experience with honesty & integrity, please contact me...  I would appreciate the opportunity to assist you in making this a pleasant & easy experience. 

Thank you again for visiting this informative website.  Feel free to browse around. There is a lot of information available to digest...

Buying a new home should not become a source of anxiety, stress or frustration... it should be a huge sense of accomplishment & gratification.  You didn't pick the house that was best for someone else, you picked the one that's right for you! Trust our professionals to find the mortgage loan that best fits your needs, too.  "Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision. Getting the right person to assist you with making a big decision will make all the difference.  I still, to this day, have access to 0% down programs for some of you as well as money available to fix up a property too!  Please call me, I can help you get there quickly and easily!

Buying a Foreclosure is a great way to build instant equity.  We all know that the market is great to buy with such low interest rates.  My experience of with working with foreclosures will assure you of all the things you need to be aware of so that you know what to expect.  I can even offer you a loan that will allow you to rehabilitate the home you are buying.  As the market changes daily, you need to have someone working on your side to make you aware of the little things that most would not expect.  There is no worse feeling than receiving a call that starts with "Oh, by the way, now we need..."  Let my experience save you time and aggravation.  I can even provide you the money to fix up your property in advance!  Call me to find out how...

Buying a Investment Property is a great idea right now! With the prices and rates so low, now is the time to look into this. We offer all types of financing.  Although the mortgage industry has pulled back on zero money down, there is still many other programs available.  Give me a call to review your options...  It's that simple...

Refinancing your current mortgage has never been easier with experience... If you thought refinancing meant getting buried under mountains of paperwork, think again! I can make it easy and worry-free to reduce your interest rate and monthly payment. We can even help you pay down your balance more quickly.  Just call for a free quote on a monthly payment.  Allow me the opportunity to guide you to the very best loan that is right for you.  I even have programs that allow you the opportunity to avoid PMI if your not paying it currently and your Loan to Value is not what it should be!  Just make a free 5 minute call...

Tapping into your home equity is still possible, although a little more difficult... You've been paying down your balance, and property values have changed.  However, we still have programs that may fit your needs.  Please call for free conversation...   

I am a Mortgage professional, that will give you the personal attention you deserve and treat you with the respect a valued customer deserves.  With me, I operate my business the old fashion way...  with honesty and integrity.  I will even remember you by your name, never by a account number and I wish to have your confidence in knowing that I will help your family and friends for years to come...  

I understand you're making a commitment in buying a new home or refinancing a mortgage to save you the most money...  Feel free to call for free consultation that will give you answers that you have been searching for, with honesty and integrity.

Thank you again for the opportunity to assist you.  I hope you find this website informative.  Please navigate through the information and learn more about the process and how easy it is to get started at no cost to you.  I even offer free conversations... 

Sincerely,

Tim Grenier

My email address is TimGrenier@Live.com  and my cell phone number is 603-303-0730 if you should have any immediate needs...